Seller Financing in Arizona 2026: How Owner Carryback Deals Actually Work

Published on: 09/17/2026

Seller financing lets an Arizona seller act as the lender, with the buyer paying them directly, usually at a rate 1 to 3 points above market and with a balloon due in 3 to 7 years. Here is how carryback deals really work. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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